SPECIAL REPORT #33
 
The Unthinkable Has Happened
 
January 20, 2012
 
Aloha Nui! Maybe some of you who have been following my Blog have noticed my absence over the last two months? Hey, like the kid whose dog ate his homework, I have a brilliant excuse!
 
Well, maybe not so brilliant, but it's anyway and excuse. I got sidetracked. Seriously sidetracked. And in the process, my Lovely Bride and I are now residing in the awesome redwood forests of Sonoma County's Russian River, in Northern California.
I've been blogging about this possible move for a long time. It's a bit ironic, after all the times we've heard the same story over and over, “We're moving back to the Mainland to be closer to our grandkids.” and the advice we were always so quick to offer, “Let them come to you!”
 
Years ago when I had young kids of my own, we always made the 500 mile trip to see our parents. They “were old,” and it was not even questioned that they were not about to drive that far to come see us. Well, things have (apparently) changed, and now the kids call the shots.
 
Which is only fair, I guess, since our grandkids control their parents, why not have our kids control us? It's the new way.
 
All of our kids earn way more than we ever did when we were working, and now that we're “retired,” their six-figure incomes seem incredible to us. Yet they cannot afford to come see us, so we've been taking the necessary $3-4000 out of our meager savings to go see them several times a year. And even then, when we're there, we all of a became a part of their gonzo-frenetic lifestyles and there is really no quality time to spend with anybody. Baseball camp, softball, football, soccer, dancing, theater, gymnastics, horseback riding, whatever. Anything to keep the kids' young minds fully occupied with external stimulus at all waking hours. When they finally get home (the nanny drives them home from the last extra-curricular experience of the day), they plug into the Wii or just sit at their computers for more mindlessness. And yes, even the seven-year-olds have their own computers, and of course iPhones.
 
It seems the kids have no time or opportunity to develop interests of their own. No time for imagination; for inventing fun things to do. Or even things that would offer new learning experiences that were not in the regular programs of their highly programmed lives.
 
OK, enough ranting already. The bottom line is that after doing the math on the travel expenses and on the comparative costs of living on the Mainland versus living in Hawaii and then factoring in the potential pleasure of being able to be normal grandparents to our five grandkids, we decided to explore making the move back to the Mainland.
We decided early on that if we were going to do this, we would not, could not, live in or near any city. We are country folks and had to be out in the woods. We like the forest, the ocean, twisty roads, tiny villages and rivers.
 
The California research began. Of course, this ideal spot had to be within an hour or two (max) of our kids, all of whom are in the SF Bay Area. Bay Area real estate was way out of our grasp, and we didn't want to live right close in anyway, so we headed north. It didn't take long to zero in on rural West Sonoma County and the gorgeous and peaceful Russian River area.
 
Over about a year, we made many trips over to look at over 100 properties for sale. Early in our search we found this great little place in Forestville, deep in the redwoods but at the top of a sunny hill. It was a short-sale, so our Realtor advised us to forget it. He gave us all sorts of reasons for avoiding short-sales, and then kept turning us on to more and more homes that were totally unsuitable to our needs, so we finally just told him to write up an offer on our little Forestville find.
 
Even after we wrote up that offer, we went back over to look at several more “perfect” properties, all of which turned out to be a waste of our time and travel expenses. Finally, after many months of waiting, the bank in control of “our” short-sale notified our agent that they had tentatively accepted our offer. Our agent still advised that we not hold our breath, because all sorts of issues could still come up that would unwind the deal. So we waited, and waited, and finally things started coming together on our little Forestville house, and in the end, we bought it.
 
The house was never intended to be “our home,” but rather a temporary place that was ready and waiting for us when we sold our Hawaii home. Our Hawaii home had been on the market for several months already when we closed escrow on the Forestville place, so we decided to make a two month trip over for two main reasons. First, two months would allow us to fall into the groove of “living” in the Forestville community and feel what that would be like, and second, we could take that time to furnish the house from garage and estate sales and then use it as a rental until our Hawaii house sold.
At near the end of our two months, we had completely furnished the house and had become quite comfortable living there. We had our kids and grandkids up on several occasions and even spent some time playing in the warm and wonderful Russian River with them. There’s a great little beach only minutes from the house. The beautiful Pacific Ocean is only a 20-minute drive away, too.
 
We believe that our beliefs create our reality. We believe that where our attention goes, our energy flows. One day near the end of our two month stay, we looked at each other and asked each other, “do we feel at home here?” After all, that was reason #1 for our extended stay. The answer was yes. We felt very much at home. Right after that realization, we got a call from our Hawaii Realtor that there was a full-price offer on our home there.
 
So we went back to Hawaii and started in on the Big Job of getting the Big Move under way. Two months and a ton of hard work later, we are California residents and we’re spending a lot of time with our grandkids. It feels good.
 
Do we miss Hawaii? That’s what everybody asks, of course. And they say, “What?! You left Hawaii to live in California?” And of course, many exclaim that we must enjoy not having to deal with the high cost of living in Hawaii.
 
Right. Let's see, our real estate taxes in Hawaii were $800 a year; here they're $4200. We had to pay close to $300 a month to Helco for Hawaii's overpriced electricity. Here, our electric bill is only about $40, but we're paying over $300 a month for gas to heat the house. Our car insurance doubled, even our Kaiser Permanente co-pays are higher. Food prices are lower, but not much except for some specific items, and even those are the same price if you want to drive to the Kona side to Costco occasionally. The bottom line is that our overall cost of living in Hawaii was lower than it is here, and we are living in one of the lowest cost-of-living areas of California. You can actually buy a house here for under $100K! Not much of a house, for sure, but a livable house. Kind of like Puna prices.
 
So how is this all going to affect Affordable Paradise, future editions, and my interest in keeping alive the concept of affordable living in Hawaii? Hawaii will always be a part of me. I love Hawaii. Were it not for the grandkids syndrome, we'd be there forever. So my interest in helping folks find ways to live affordably in Hawaii is as strong as ever. I'll keep this Blog alive, at least if people keep visiting and posting. And at this point, I believe that when the Fourth Edition of Affordable Paradise is sold out, the Fifth Edition will probably be published as an eBook only. The sales of the print version do not justify shelling out the thousands of dollars necessary to get another print edition going.
The expenses of publishing a book are high and many. Just the ongoing costs of managing our small publishing company are such that we're doing it as a labor of love. There is no profit in this venture! I always find it interesting that folks will cough up with $6 for a magazine full of advertising but resist paying $12.95 for a 300-page book chock full of valuable information that could save them thousands, but that's the way it is. The eBook will cost about half of the print-edition and it will reward the buyer with instant gratification, too!

If you have any thoughts on this that you would like to share, we would love to hear them. Please post them to the Affordable Paradise Blog so everybody can benefit from the collective wisdom!

With abundant aloha always,

Skip & Camille
 
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You are always welcome to check in to the Affordable Paradise Blog and respond to this article and to talk story about your concerns. You can read some of the many postings there and learn from the conversations of others, too. You can also go on konaweb.com and punaweb.org and either participate in the discussions or just eavesdrop for a while!
 
We wish you all the best, and never forget to
~~~~
Please Live Aloha!
 
Mahalo for "listening."
Skip Thomsen & Ohana
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Updated 1/20/2012